What you still owe stateside. Before you go.
Your FEIE eligibility, residency exit timing, and what the US still taxes after the move. One picture.
Baselines are the 2025 tax year: the $130,000 FEIE cap and the federal standard deductions and brackets. This is US federal only, and it is an estimate to see the shape of the wall, not a filing.
- Physical-presence test330 full days abroad clears the 330-day barClears
- Foreign earned incomeYour estimateThe only slice the exclusion can touch$120,000
- Investment incomeYour estimateDividends, interest, gains, rent. The US taxes this either way$0
- Excludable under the FEIECapped at $130,000 per person for 2025$120,000
- Still taxable in the USAfter the exclusion and the $15,750 standard deduction$0
- What claiming the FEIE savesVersus $17,867 in rough federal tax without it$17,867
Rough 2025 federal estimate. State tax, self-employment tax, the Net Investment Income Tax, the Foreign Tax Credit, and the foreign housing exclusion are not modeled, and they move this number. A CPA who handles expat returns gets you the real one.
Plan the move with the taxes mappedEstimate, not advice. 2025 US federal figures, simplified, with no state tax, credits, or treaty positions. Talk to a CPA who files expat returns before this decides anything.